I was going to start this entry off talking about my financial “wins”. But no, I must cover freaking humans first. Sigh. A certain animal is getting on my nerves too. I won’t mention any names. 😉
Freaking humans. They mess up everything. I would love to just live in a cave. I know only hurt people say bad things and do bad things to others. Not helping right now because I’m pissed. One day last week, someone said something, and it bothered me for about half a day and then all of a sudden I gained a little perspective.
These are my spiritual lessons. Once I realized that I wasn’t bothered by what the person said. Wasn’t bothered at all. I got it. I was happy that I had figured it out. It was a lesson for me to learn. But it keeps happening in different ways, and now I’m feeling kind of ugh.
Apparently, I’m desperate because I just googled “spiritual lessons” and went to this site. I found one that fits my situation:
When you drop all desires and expectations about how people should be, you will never feel deceived or emotionally hurt again.
Duh! I feel better. Not great, but better. Normally I go to A Course In Miracles for my inspiration, but I was so pissed 5 minutes ago, I didn’t even think of ACIM. Google for the win. Actually, I always use Bing. I have to point that out. I rarely use Google. Back on topic…Yes, I think D should behave maturely. LOL. How judgemental, right?
My tiny financial wins!! I am wearing shoes with holes in them. YAY. Slight sarcasm. Normally, I would go out and buy a new pair of shoes, but now I’m just going to make due. I wear these shoes around the neighborhood and to the park. I need to THINK about every purchase and don’t just buy things because something isn’t perfect. Eventually, I will buy another pair of shoes. They weren’t expensive. Less than $13.
I also was going to buy another planner because my Get To Work Book runs out in June. I’m not buying another one. I’m going to use an undated planner I own. That is a bigger win than the shoes because a new planner would cost $60 with shipping. I still “need” to buy a daily planner for work though. The planner I’m currently using also runs out in June. It costs about $48 with shipping. I know that seems expensive, and I will look for alternatives, but I’ve been using this planner for 3 years. I use it daily.
So instead of buying two planners (one for home/personal and one for work), I’m only buying one. If I can find a daily planner cheaper than $48 that can take a beating, I will buy that. So far I have seen nothing on the market comparable. Besides, I know this daily planner works, so I will splurge on that.
I also bought my groceries with cash on Sunday. I usually use my credit card. I did an okay job. I also bought some rice and beans. I NEVER eat beans. And I don’t like white rice. I have only tried one type of beans, and I’m not fond of them. I bought red kidney beans because they look nice. 😉 I’m so lost. Chicken is not the most expensive meat. Why not just stick to that? I don’t know what I’m doing. I just know I would love to get my food bill down to $100 a month. I think that’s doable.
Another win is I have another year to transfer my credit card debt for a year with no interest. It came at exactly the right time! BIG WIN. Now I just need to pay that off in a year.
I’m doing Dave Ramsey’s Financial Peace University. I’m going to try my best to follow it closely. I say TRY because he wants me to temporarily stop donating to my 401k and I’m not doing that. I kind of want to do it because I could use the extra money if I want to be completely debt free ASAP. It kind of makes sense to do that. I get what he is saying. I just don’t want to do that right now. Everything else seems doable.
Right now I’m working on my emergency fund. I’m about 50% of the way there.
I love how certain people make ASSUMPTIONS about how I got into debt and other things about my finances. They didn’t know me pre-Abilify. They don’t know why I live where I live. They know nothing, yet they have answers. Interesting. LOL. I can name 3 people judging me for this. I’ll talk about two of them.
One claims she doesn’t judge. Yet she’s judging ME for this. Uh, yeah. Why should I believe in anything she has to say if she can’t admit to judging people? Yes, I am a person. The other is someone I’ve admired, and I’ve paid money to her business. I’m thinking of not supporting her anymore. How can a rich or well off person judge my situation? That’s laughable. No, I don’t care that they used to be broke. I think I will feel much better once I stop giving her any money.
I know I shouldn’t pay attention to these people. And then there’s always the naysayers. Can’t forget them! I should be happy with my wins and just ignore everyone else. They don’t know shit.
I feel much better having gotten this off my chest. 🙂 Bye!